Loans
Agricultural Loans
Kisan Credit Card
The Bank provides loan for Agricultural & Allied purposes at low rates of interest.
Agricultural Gold Loans
Bank has introduced loans for agricultural allied activities to farmers belonging to all categories. These loans too are provided at very low interest rates. The Bank believes that the farmers need all the financial support to achieve some kind of self-sufficiency, hence have introduced this loan. Farmers are offered these loans whenever they are in need and since the interest rates are low, they would be able to meet their requirements without much of a difficulty and will feel comfortable even while paying back.
For Agricultural and Allied Activities
Bank has introduced agricultural loans for farmers belonging to all categories. These loans too are provided at very low interest rates. The Bank believes that the farmers need all the financial support to achieve some kind of self-sufficiency, hence have introduced the this loan. Farmers are offered these loans whenever they are in need and since the interest rates are low, they would be able to meet their requirements without much of a difficulty and will feel comfortable even while paying back.
Non-Agricultural Loans
Marriage Loans
Bank has introduced marriage loan to help members for the marriage purpose of their daughter ,sister etc. With minimum documentation and with low interest rate we are offering this loan.
House Repair Loans
Bank has introduced House repair loan to help members to fulfill their dreams to build secured home.
Vehicle Loans
Bank has introduced to purchase 2 wheeler,3 wheeler and 4 wheeler vehicle to customers.
With Minimum documentation and easy repayment method we are offering this loan.
Cash Credit Loans
COOPAISA Merchant App is a cashless payments solution that allow vendors to provide easier and faster shopping options for their customers. Using the App, merchants can receive payments from customers using QR codes. The solution features multiple payment methods allowing customers to pay using their ordinary mobile phones. E-Village Merchant is versatile, fully secure App that allows merchants to view their past transactions and available bank balance. The easy mobility of this App allows Taxi/Auto drivers to receive payments conveniently without using cash.
Business Loans
COOPAISA Merchant App is a cashless payments solution that allow vendors to provide easier and faster shopping options for their customers. Using the App, merchants can receive payments from customers using QR codes. The solution features multiple payment methods allowing customers to pay using their ordinary mobile phones. E-Village Merchant is versatile, fully secure App that allows merchants to view their past transactions and available bank balance. The easy mobility of this App allows Taxi/Auto drivers to receive payments conveniently without using cash.
Gold Mortgage Loans ( RS.2500000)
COOPAISA Merchant App is a cashless payments solution that allow vendors to provide easier and faster shopping options for their customers. Using the App, merchants can receive payments from customers using QR codes. The solution features multiple payment methods allowing customers to pay using their ordinary mobile phones. E-Village Merchant is versatile, fully secure App that allows merchants to view their past transactions and available bank balance. The easy mobility of this App allows Taxi/Auto drivers to receive payments conveniently without using cash.
Gold Loans
| Type | Amount/grm | Interest rate |
|---|---|---|
|
GL 2 MONTH III-3 MONTH PERIOD |
47000 |
11%
|
|
GL 4 MONTHS |
36000 |
9.5 %
|
|
AGL 6 MONTH(Asmg)-6 month period |
40000 |
10 %
|
|
KCC GOLD II- 2 month period |
38000 |
7%
|
Deposits
Savings Account
The Savings Account provides you a complete banking convenience and financial package to access your money with the ease. We offer you a range of savings account for optimal management of your money.
| Initial deposit at opening of account | Rs 100/- |
|---|---|
|
Documents required for opening the account |
Account Opening Form (AOF) Identity & Address proof as per KYC norms Photo Related documents in case of Associations, HUF, Clubs, Trust, Society etc. |
|
Nomination Facility |
Available to eligible persons as per rules
|
Current Account
Current Account is primarily meant for businessmen, firms, companies, public enterprises etc. that have numerous daily banking transactions. Current Accounts are cheque operated accounts meant neither for the purpose of earning interest nor for the purpose of savings but only for convenience of business hence they are non-interest bearing accounts. In a Current Account, a customer can deposit any amount of money any number of times. He can also withdraw any amount as many times as he wants, as long as he has funds to his credit. Generally, a higher minimum balance as compared to Savings Account is required to be maintained in Current account.
Recurring Account
Our Recurring deposit helps you to add your savings at your complete convenience. With your regular incomes, you can start saving any fixed amount from 100 to less than 1 crore every month. The amount as decided by you will be deducted every month from your account or our collection agents.
Fixed Account
Our Fixed Deposit has always stood for safety, credibility, attractive rates of interest and assured liquidity. The interest rates on Freedom deposit are amongst the highest in the industry so you get the benefit of higher rate of return on your savings.
| DAYS | INTEREST NORMAL | SENIOR CITIZEN |
|---|---|---|
|
15 DAYS TO 45 DAYS |
6% |
6.5%
|
|
46 DAYS TO 90 DAYS |
6.5% |
7%
|
|
91 DAYS TO 179 DAYS |
7.25% |
7.75%
|
|
180 DAYS TO 364 DAYS |
7.5% |
8%
|
|
1 YEAR TO LESSTHAN 2 YEAR |
8.25% |
8.75%
|
|
2 YEAR AND ABOVE |
8% |
8.5%
|
Daily Deposit
Daily Deposit lets daily income earners save their daily earnings with attractive returns.
An authorized agent of CNSCB collects the daily deposits from the customer’s doorstep.
An ideal product for those who are into business / self-employment.
Premature closure with applicable penal cuts possible
Loan facility is available for Daily deposit against the amount present in your deposit account.
Cash Credit certificates
This is among our most popular fixed face value plans earning a higher rate of interest on your savings. Loans against such deposits are also provided. Deposits can be made for periods of 8 years.
Future Star Savings
Let your young ones get a head start into savings and money management.Future Star Savings Account is designed specifically for children below 18 years of age. Account can be operated by a guardian for children below 10 years of age.
Documents for Future Stars Savings Account for child below 18 years of age :
- Two latest passport size photographs (A/C Holder & Guardian).
- Proof of Date of Birth of your child
- Address and identity proof documents(A/C Holder & Guardian).
GDS
ഉടൻ തുടങ്ങുന്ന ചിട്ടികൾ
|
തവണ സംഖ്യ |
കാലാവധി |
ചിട്ടി തുകസല |
30% കിഴിവിൽ തവണസംഖ്യ |
നിത്യ പിരിവ് |
|
1000 |
50 |
50000 |
750 |
40-70 |
|
5000 |
20 |
100000 |
3750 |
200-300 |
|
4000 |
50 |
200000 |
3000 |
150-200 |
|
3000 |
100 |
300000 |
2250 |
120-150 |
|
10000 |
30 |
300000 |
7500 |
400-500 |
|
10000 |
50 |
500000 |
7500 |
400-500 |
|
5000 |
100 |
500000 |
3750 |
200-300 |
|
6000 |
100 |
600000 |
4500 |
240-350 |
|
10000 |
100 |
1000000 |
7500 |
400-500 |
|
20000 |
50 |
1000000 |
15000 |
800-900 |
|
20000 |
100 |
2000000 |
15000 |
800-900 |
GDS Result :
GDS result Here